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Ch 4·§4.3 Auto loans: the standard amortizing loan
4.3

4.3 Auto loans: the standard amortizing loan

Fixed term, fixed monthly payment, fixed rate. Auto loans are the cleanest place to see the amortization formula at work, with two new variables: the down payment and the amount actually financed.

End of Section 4.3
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4.4 Credit cards: the minimum-payment trap.